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Millstone Concord Condominium
15 Ingham Lane
Concord, MA 01742
United States
Price:
$304k
Bedrooms:
3
3
Accessible:
No
No
Property Overview
Property Facts:
Property Type:
Single Family
Condo Fee:
$300.5
Year Built:
2016
Est. Annual Taxes:
$3,960
Millstone Concord is a community comprised of seven energy efficient homes. Sunny, open floor plans offer carefree living with quality materials and fine finishes throughout. The homes were built by EMS Development in 2016.
There is one (1) affordable unit being offered by way of a lottery – 15 Ingham Lane.
The affordable detached condominium home at Millstone is a 3-bedroom unit with approximately 2,365 square feet of living area. There is an attached two-car garage, covered porch, and unfinished basement. The exterior siding is low maintenance Hardi-Plank, and the windows are Energy star rated, double hung, tilt-wash. The first floor has an open floor plan, with Living room, Dining Room, Kitchen (with stove, refrigerator, and dishwasher), mud room and half bath. There are eight foot ceilings throughout the first floor and second floor. Both the first floor and second floor living areas have hardwood flooring. The second floor has three bedrooms and 2 full baths.
The home is being sold “as-is” with the refrigerator, stove, dishwasher, and garbage disposal. The microwave, washer and dryer, refrigerator in the garage, owner-installed window blinds, owner-installed shelving, mirror in the first-floor half bath, kitchen chandelier, pool table, and basement gym equipment are not included in the sale. Certain excluded items may be available separately at the purchaser’s option through a separate written agreement, subject to applicable program requirements. Any such arrangement would be voluntary, would not be a condition of the sale, and would not form part of the approved purchase price.
The heating system is electric forced hot air and there is central A/C. The unit has access to 2 garden beds to cultivate and is located in the common garden area at the rear of the property.
The condominium is served by a private septic system and well water. Irrigation serving the condominium common areas and the individual unit yard areas is supplied by well water. Maintenance and repair of the irrigation sprinkler components serving an individual unit’s yard area are the unit owner’s responsibility and may be arranged through a private service provider at the owner’s discretion. The sprinkler system serving 15 Ingham Lane is fully operational and controlled through a Rain Bird system.
Special Assessments: The condominium association has indicated that there is a special assessment for legal fees.
Any current or future special assessment is not included in the approved purchase price and is not considered in the calculation of affordability under the Massachusetts Local Initiative Program (LIP). Responsibility for payment of any special assessment, if imposed, will be determined in accordance with the condominium documents and any agreement between the buyer and seller.
Applicants are advised that approval of eligibility and execution of a purchase and sale agreement do not relieve the purchaser of responsibility for future assessments imposed by the condominium association.
The purchase price is $303,884. Owners are also required to pay property taxes, and the 2026 Concord tax rate is $13.05 per $1,000 of valuation or an estimated monthly amount of $330. The condominium fee is currently $300.50 per month, and the Condominium Association has rules and regulations for all owners that describe the operation of the condominium.
The property is part of the EOHLC (Executive Office of Housing & Livable Communities) Local Initiative Program affordable housing program and offered at a discounted rate. As such, this and all future sales of the property will be in accordance with those guidelines and Deed Rider to the unit. This property will be sold below the market price with deed restrictions which protect the property in perpetuity using resale price limitations.
We invite you to read this information and submit an application, with the supplemental information. This application can be downloaded from the RHSO website - https://www.rhsohousing.org/1181/Looking-for-Housing and can be sent to you upon request.
Property Details
Basement:
Yes
Appliances:
Dishwasher
Garbage Disposal
Refrigerator
Stove/Oven
Listing Garage Parking
Garage Parking:
Yes, there are 2 available spaces.Off Street Parking:
Yes, there are 2 available spaces.Heating type:
Electric
Air Conditioning:
Yes
Flooring Types:
Hardwood throughout
Pets allowed:
Yes
Pet Restrictions:
Unknown
Eligibility Information
Income limits:
1 person- $96,000, 2 person- $109,700, 3 person- $123,400, 4 person- $137,100, 5-person- $148,100, 6-person- $159,050
Asset limits:
$75,000
Must be first time homebuyer:
Yes
Age Restrictions:
No restriction
Application Information
Application Type:
Lottery
Application Deadline:
August 07, 2026
Application Process:
The key milestones for this housing opportunity:
- Application Period opens Friday, July 24, 2026
- Open House Saturday, August 1, 2026, 11:00am-12:00pm
- Application Deadline Friday, August 7, 2026, 1pm
- Lottery Friday, August 21, 2026, 12pm, via online meeting – details for joiningmeeting provided to eligible applicants via email
This application is a first step in the lottery process and does not assure you a home. Applicants must secure preapproval for a mortgage loan, submit evidence of such approval together with the application, and be ready to buy.
Lottery Description:
- The applications for this housing opportunity will be generally available, including on-line, in hardcopy at the Regional Housing Services Office and sent to anyone interested in the opportunity. This opportunity will be advertised and communicated through local, regional and state channels.
Applications are to be submitted with all required information by the deadline (August 7, 2026, 1pm) by one of the following methods:
1.) Mail: Applications can be mailed to:
Jenicia Pontes
Regional Housing Services Office (RHSO)
Knox Trail, Acton, MA 01720
2.) Dropped off at the office: Applications that are dropped off at the office located at 37 Knox Trail, Acton, MA should be in a sealed envelope and placed into the big black metal mailbox outside the RHSO office building.
3.) Emailed: Applications may also be emailed to JenP@rhsohousing.org . If emailed, accompanying documentation must be compiled such that the total submission email/s has no more than 5 attachments, with the applicant consolidating the information. Applicants are encouraged to complete the checklist as an aide to the process.
4) SharePoint link: You may also contact Jen at JenP@rhsohousing.org for a SharePoint link where you can upload your documents. All requests for a SharePoint link shall be sent by August 5, 2026.
- The applicant’s household size will be determined from the application, and the required number of bedrooms as indicated on the application. Priority shall be given to households requiring at least the number of bedrooms in the unit.
- The applicant’s income will be verified and compared to the income limits published by HUD for the Boston Metropolitan Statistical Area. Income includes all earned and unearned income prior to any deductions from all household members, and are determined using the method as in the HUD Section 8 program defined at 24 CFR 5.609. An imputed income amount of 0.4% of assets will be added to income for assets over $50,000. The most up-to-date income limits will be used, currently the 2026 limits:
1 person- $96,000, 2 person- $109,700, 3 person- $123,400, 4 person- $137,100, 5-person- $148,100, 6-person- $159,050
- The household assets will be verified and compared to the $75,000 maximum asset limit. Assets include but are not limited to all cash, cash in savings accounts, checking accounts, certificates of deposit, bonds, stocks, cash value of retirement accounts, value of real estate holdings, any gift amount and other capital investments. Equity from the sale of any home will be included with other household assets that cannot exceed a total of $75,000.
- Eligible applicants must be a First-time Homebuyer. This is further defined as a household that has not owned a home within three years preceding the application, with the exception of displaced homemaker, single parents and senior households (at least one household member is 55 or over).
- A displaced homemaker is an individual who is an adult, who has owned a home only with a spouse, who is legally separated from a spouse, and who does not currently own the home previously owned with a spouse.
- Single parents are individuals who owned a home with his or her partner or resided in a home owned by the partner and is a single parent (is unmarried or legally separated from a spouse and either has 1 or more children of whom the individual has custody or joint custody, or is pregnant);
Additional exceptions are made for households that owned a principal residence not permanently affixed to a permanent foundation.
- Applicants must submit all the necessary information for all household members by the application deadline. Late applications (applications mailed or received after the above mentioned date & time) and applications that are incomplete will not be accepted.
- All applicants will be screened for eligibility. Applicants who have been deemed ineligible will be notified in writing via email of the decision and given time to contact the resale agent in writing with supporting documentation if they disagree with the determination.
- Once the Resale Agent has verified the information contained in the application and confirmed eligibility for lottery entry, an eligibility letter will be emailed to each applicant indicating their lottery number and the lottery specifics (date/time).
- The lottery will be conducted via an online meeting using the Zoom online meeting tool. All eligible applicants will be given the information required to join the Zoom meeting if they would like to do so. Lottery tickets will be assigned a number in the sequence in which they are drawn and recorded in the order of selection on the Lottery Drawing Lists.
- Once the tickets have been randomly drawn and listed in the drawn order, the units are then ranked based on bedroom size need. The top ranked household needing at least the number of bedrooms in the unit will be offered the opportunity to purchase the unit. The household size preference shall be given to households based on the following criteria.
- There is at least one occupant per bedroom.
- A husband and wife, or those in a similar living arrangement, shall be required to share a bedroom; unless if a consequence of sharing would be a severe adverse impact on his or her mental or physical health and the lottery agent receives reliable medical documentation as to such impact of sharing.
- Other household members may share but shall not be required to share a bedroom.
- A household may count an unborn child as a household member. The household must submit proof of pregnancy with the application.
- The list of numbers drawn and corresponding rankings shall be shared, and notification letters will be emailed to selected applicants and the winner within three business days.
Brochure Website:
https://www.rhsohousing.org/1181/Looking-for-Housing
Monitoring/Lottery Agent or Property Manager
Regional Housing Services Office (RHSO)
Contact
Jen Pontes
Phone